OK people Im officially fedup with this cloning! it just doesnt want to work!

Below is a detailed description of what I am trying to do here.
My plasmid is 12.5kb I am cutting it with SmaI, 1 hour at 25C, SAP treating it for 1hr at 37C, heat inactivating the SAP at 70C for 15min, cool on bench. Then I heat the digested plasmid with loading dye & SDS solution at 65C (fermentas recomends this step - my SAP is from fermentas) cool on bench, keep on ice and run on gel. I post stain the gel with GRGreen and gel extract with qiagen kit. The elution is with MQ.
For my insert, it is amplified from the total RNA using the Invitrogen superscript RT PCR kit. Its 300bp in length. I treat the insert with kinase for 1 hour (trying to do a blunt end ligation, but my primers are not phosphorylated hence the kinase) heat inactivate the kinase. let it cool on bench. heat the mix with loading dye & SDS at 65 (again following fermentas!) cool on bench and keep on ice before running on gel. post stained with GRGreen. I see a tight band at 300bp gel extract with qiagen kit again and elute with MQ.
Now for the ligation - doing the ligation with 50ng plasmid at 1:6 vector:insert ratio. Ligase from fermentas, ligated at 22C for 3hrs, heat inactivated and cooled at RT. Transformed into 100uL competent cells (home made DH5a chemical competent cells) on ice for 15min, 42C for 1min and ice for 10mins. 1mL of LB added, incubated for 1hr at 37C. spin down, resuspend in 100uL LB, 50uL spread on selection plates.
these are the results that i have got thus far
- no colonies
what am i doing wrong here??????
I once used all of the ligation mix (20uL) for the transformation into 100uL cells - no colonies
10ul ligation mix - no colonies
changed the competent cells, prepared a fresh stock - no colonies
did overnight ligation at 16C - no colonies
what am i doing wrong here??
HELP!!!!!